some of my neurons dead because of this PTPTN...
why?
1. complicated applying process
2. lots of doubts that keep disturbing my brain
3. queue for hour just to buy BSN pin number
~ only 2/6 counter is serving customers
~ the queue ticket bluff me >__< *sila duduk. anda akan dilayan SEBENTAR lagi*
~ the staff not polite at all
4. PTPTN web portal just can be viewed by Internet Explorer =( no other web browser please... *swt*
That's all I observed until now. I haven't complete my application. More to be discover soon? LOL hope not >__<
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